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Terms & Conditions

TERMS & CONDITIONS

Welcome to Dick Osburn Rare Coins! Dick Osburn Rare Coins ("DORC") provides website features to you subject to the following conditions. If you visit or shop at dickosburn.com, you accept these conditions. Please read them carefully. In addition, when you use any current or future DORC service or business (e.g., Your Profile, Wish List, Gift Cards, etc.) you also will be subject to the guidelines, terms and agreements ("Terms") applicable to such service or business. If these conditions are inconsistent with such Terms, the Terms will control.

PAYMENT TERMS

All transactions through dickosburn.com are in United States dollars. DORC accepts payment in US currency, cashiers checks, personal checks, money orders, and credit cards (Visa, MasterCard & Discover). Personal checks are subject to a possible ten business day hold before delivery of merchandise. There will be a $25.00 fee for any returned checks. Buyer shall be accountable for all state and or local sales taxes in Virginia. To qualify for exemption from such taxes purchaser must provide resale or exemption certificate or alternate proof of exemption.

RETURNS

DORC offers a return policy as a courtesy to its customers. DORC must be notified of any return by contacting DORC within 10 days of receipt of slabbed material or 20 days after receipt of raw material. Buyer is responsible for the condition of the merchandise until it is safely returned to DORC. All returns will be void if the returned item(s) have been damaged or otherwise modified from their original condition as shipped to the Buyer. DORC does not refund postage and handling charges or Buyer’s shipping costs to return item(s) to DORC (unless prior agreement has been made with Buyer).

PRIVACY

Please review our Privacy Policy, which also governs your visit to dickosburn.com, to understand our privacy practices.

ELECTRONIC COMMUNICATIONS

When you visit dickosburn.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of DORC and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of DORC and protected by U.S. and international copyright laws.

LICENSE AND SITE ACCESS

DORC grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of DORC. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of DORC. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of DORC without express written consent. You may not use any meta tags or any other "hidden text" utilizing DORC's name or trademarks without the express written consent of DORC. Any unauthorized use terminates the permission or license granted by DORC. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of dickosburn.com so long as the link does not portray DORC, or its products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any DORC logo or other proprietary graphic or trademark as part of the link without express written permission.

YOUR ACCOUNT

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use dickosburn.com only with involvement of a parent or guardian. DORC reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders at their sole discretion.

REVIEWS, COMMENTS, COMMUNICATIONS, AND OTHER CONTENT

Visitors may post reviews so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of the content. DORC reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you grant DORC a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant DORC and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify DORC for all claims resulting from content you supply. DORC has the right but not the obligation to monitor and edit or remove any activity or content. DORC takes no responsibility and assumes no liability for any content posted by you or any third party.

RISK OF LOSS

All items purchased from DORC are made pursuant to a shipment contract. This means that the risk of loss and title for such items pass to you upon our delivery to the carrier.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS SITE AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE ARE PROVIDED BY DORC ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. DORC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, DORC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. DORC DOES NOT WARRANT THAT THIS SITE; INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE; THEIR SERVERS; OR E-MAIL SENT FROM DORC ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. DORC WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

APPLICABLE LAW

By visiting dickosburn.com, you agree that the laws of the Commonwealth of Virginia, without regard to principles of conflict of laws, will govern these Terms and Conditions and any dispute of any sort that might arise between you and DORC.

DISPUTES

Any dispute relating in any way to your visit to dickosburn.com or to products or services sold or distributed by DORC or through dickosburn.com in which the aggregate total claim for relief sought on behalf of one or more parties exceeds $7,500 shall be adjudicated in any state or federal court in Fairfax County, Virginia, and you consent to exclusive jurisdiction and venue in such courts.

SITE POLICIES, MODIFICATION, AND SEVERABILITY

We reserve the right to make changes to our site, policies, and these Terms and Conditions at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.